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AFRACA created in 1977 as a lead advocate and coordinator of rural and agricultural finance in Africa, alongside sister networks across the globe, has continued to run its activities through a participatory approach and demand driven agenda.

One of the guiding principles of AFRACA is to continuously develop the activities of the Association in order to meet the challenges of the changing world and to satisfy the needs of the member institutions. As we celebrate AFRACA@40, a crucial factor in this process is to plan the future on the basis of past experiences especially by listening to the people who have actively been involved with AFRACA from the onset.

The past as true as the present: Comments from the Afraca 15th Anniversary in 1992

“The vitality of the association rests on its members, on their faith in the development of Africa and on their willingness to cooperate with each other in order to build up individual experiences. To have been able to mobilize responsible Africans around a topic as important as agricultural credit is an example and reason to be proud of Afraca”. Mr. Noel Kabore, AFRACA Chairman (1991-1992)

“I am privileged to be able to say that I have been involved in AFRACA-related activities for nearly 19 years. Although Afraca is 15 years old, the foundation for AFRACA’s creation was laid down in the regional seminar for Agricultural Credit held in Accra Ghana in 1973. Subsequently I was involved in organizing the first General Assembly of AFRACA in Nairobi in 1977. For much of the 1980s I had very close working relationship with AFRACA and together we struggled through very difficult times, and here I am, after a short break of three years, hoping to see AFRACA stronger and more dynamic than ever”. P. Hussi, Senior Officer, Rural Finance FAO (1992)

‘’Since its creation in 1977. Afraca has been very active in the field of agricultural credit for Africa. In particular, it is worth mentioning the activity of AFRACA in organizing various seminars and workshops in different issues strictly related with the supply of financial services to rural areas. These meetings have provided the opportunity of exchanging relevant ideas on the subject and sharing positive experiences among different institutions and countries’’. F. Tambussi, Secretary General, Finafrica (1992)

‘’With the enormity of Africa’s financing gap in rural agriculture generally, Afraca should now address alternatives such that would compel more international attention and financial support to its laudable activities in training and skills enhancement and in contributing towards poverty alleviation in the rural areas of Africa.

Unless the above proposals are seriously considered, I fear AFRACA may not see the 1990s through. If it were to happen the demise of Africa would have denied Africa the most appropriate emphasis in a most critical area of its development. We must not let it happen’’. M.M. Turay, Executive Director, African Development Bank (1992)

‘’On average AFRACA’s achievements were very satisfactory based on more salient qualitative considerations. These include member and donor support, secretariat staff dedication and above all effectiveness of the sub-region’s activities. There’s need to sustain AFRACA as a viable organization by all of us’’. T.E Mutunhu, Chief Executive, Agricultural Finance Corporation Zimbabwe (Now Agribank Zimbabwe) (1992)

Afraca@40: How is Afraca 25 Years since the 15th Anniversary in 1992 and 40 Years since inception? Comments from members and partners.



Mr. Millison Narh

AFRACA Chairman / First Deputy Governor, Bank of Ghana

For decades, AFRACA has been at the forefront in driving the Rural and Agriculture Finance Agenda in Africa. Over the last few years, the network has recorded tremendous success in the promotion of appropriate policy framework and supporting member institutions provide sustainable quality financial services to the rural and agricultural communities in the Continent. As the AFRACA chairman, I am deeply honoured to be part of this campaign to revolutionize finance for African Agriculture.

It is gratifying to note, as the lead advocate and coordinator of rural and agricultural finance, AFRACA continues to provide the requisite leadership to improve the rural and agricultural finance industry in Africa through its various interventions and initiatives touching on Policy development and Advocacy, Capacity building, Knowledge Management & Information sharing, Partnership & Networking and Creating opportunities for Agricultural Value Chain Finance in the Continent. I therefore kindly invite and welcome all stakeholders to join hands with Afraca in developing an inclusive financial sector in Africa.

R.A.J. Roberts, formerly Chief, Agricultural Marketing and Rural Finance Service, FAO, Rome

“AFRACA has been a sustained success largely because over the decades it has continued to meet real needs, and to do so in a changing, dynamic environment.  One key example is the drive to include central banks in the membership mix, bringing in valuable expertise, while also exposing the sentinels of financial systems to the challenges of effectively serving agricultural sectors.

I wish AFRACA all the very best for the coming decades. We all know that there is much to be done in the challenging area of rural financial inclusion.”

Calvin Miller: Formerly of the Food and Agricultural Organization (FAO)

“I wish to sincerely congratulate AFRACA on its 40 years of valuable service to rural and agricultural finance in Africa and its contribution not only in Africa but across the globe. It has and will continue to play a leading role in facilitating and promoting continual improvement in technical understanding and innovations, promotion of improved policies, and advocating for learning and sharing across organizations and countries. AFRACA has been a trusted and important strategic partner of FAO for collaborating in promoting change and development. I look forward to continued collaboration with AFRACA.”

Michael Hailu, Director CTA

“Afraca has been a key partner of CTA in our joint efforts to engage the financial sector in delivering greater support to the agricultural and rural development sector. We have worked together closely in bringing financial institutions such as central banks to the table and engaged them in policy dialogue on the possibilities and opportunities of improving the rural and agricultural finance environment in Africa. We look forward to continuing our partnership with Afraca in delivering on this crucial task.

CTA is delighted to join with Afraca in celebrating the Association’s 40 years of empowering rural Africa”.

African Confederation of Cooperative Savings and Credit Association (ACCOSCA)

George Ombado (ICUDE)

ACCOSCA-Chief Executive Officer

“Today we celebrate AFRACA’S 40 years of tireless commitment to promoting financial inclusion and rural agriculture in Africa, it is time to reflect on your contribution both as an organization and as individuals. Africa Rural Agriculture financing could not be what it is today without the initiatives and intervention programs your organization has continuously advocated for and implemented over the 40-year period. You truly earned the much-deserved recognition; through your services the community has earned a lot.

We remain committed to working with your organization as we all share in the efforts to change the face of Africa’s rural agriculture by increasing access to rural agriculture financing.” Happy Anniversary!

SISDO Microfinance

“We are privileged to be part of this glorious network. It has been exhilarating to be on a journey together and to witness the growth of your organization into a powerful and inclusive organization that it is today. We extend our appreciation to all those involved in Leadership roles. Thank you for serving us so faithfully and adding value to our MFIs.”

While it’s not easy to recap here four decades of AFRACA’s service to the rural and agricultural finance industry, it is gratifying to report that a special publication “ Afraca Journey through the Years 1977 – 2017” will be launched to commemorate the 40th anniversary. From a modest beginning, the network has grown to be a force to reckon with in the area of rural and agricultural finance, not only within the African continent but also globally. Over the years AFRACA has been blessed with diverse, committed and dedicated members and partners collaborating in promoting inclusive rural and agricultural finance in Africa. While significant strides have been made, more needs to be done to achieve the AFRACA vision of a rural Africa where all people have access to sustainable financial services for economic development. We appreciate existing and welcome new Members & Partners for greater synergy and impact. Afraca is poised and re-strategizing to do more in supporting member institutions and the industry in general for sustainable, quality financial services with special focus on the bottom of the pyramid and agricultural communities in Africa. Please send your comments and commitments on partnering with us in improving rural and agricultural finance.

Join us in promoting rural and agricultural finance. Join us Empower Rural Africa!

Upcoming Events

april 2017

mon24apr - 28apr 248:00 amapr 28International Study Visit on Mobile Banking and Agency Banking8:00 am - 5:00 pm (28) Nairobi, Kenya

may 2017

mon8may - 12may 88:00 ammay 12Training of Trainers on Agricultural Value Chain Finance, tools and Approaches for French speaking AFRACA member institutions and partners8:00 am - 5:00 pm (12) Bamako, Mali
wed24may - 25may 248:00 ammay 25Trade and investment in value addition products and technology8:00 am - 5:00 pm (25) Nairobi, Kenya

june 2017

mon5jun - 9jun 58:00 amjun 9Training Workshop on Warehousing Receipt based systems8:00 am - 5:00 pm (9) Lusaka, Zambia

july 2017

mon3jul - 5jul 38:00 amjul 5Central Bankers Exchange Program on Risk Management and Incentive Based Agricultural Lending Initiative8:00 am - 5:00 pm (5) Abuja, Nigeria
mon17jul - 21jul 178:00 amjul 21Special Training on Agricultural Insurance & Risk Management: Perspective from an Agricultural Insurance Provider8:00 am - 5:00 pm (21) Nairobi, Kenya
mon31jul - 4augjul 318:00 amaug 4International Exposure Visit on Youth and Women Empowerment through Rural and Agricultural Finance8:00 am - (august 4) 5:00 pm Nairobi, Kenya

Facebook Posts

Group photograph of delegates at the official opening of the 7th Edition of the AFRACA International Study Visit Program on Mobile and Agency Banking holding at the Kenya School of Monetary Studies (KSMS). The programme is strategically designed to combine classroom training, formal interaction with practitioners and field visit where participants will be having a good understanding and appreciation of the innovative thinking, strategic perspectives and related experiences on how the financial Sector in Kenya has developed, including the regulatory framework of the mobile money transfer services.
While declaring the program open, the AFRACA Secretary General, Mr. Saleh Usman Gashua highlighted that new and innovative products, delivery channels and partnerships along with greater attention to financial inclusion provide fresh optimism of improving outreach aimed at empowering the bottom of the pyramid and agricultural communities in Africa and urged the delegates to take advantage of this program and put to practice the lessons learnt.
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‘Adaptability of Risk Sharing Financing Mechanism in African Agriculture at West African Development Bank (BOAD) Headquarters in Lomé, Togo.

A group of top Central Bankers, Development Partners and other stakeholders from Africa and beyond are currently meeting in Lome, Togo to draw a practical roadmap for sustainable inclusive development finance sector in the continent. The round table meeting is organized by Afraca with support from CTA and BOAD. The Afraca Chairman Mr. Millison Narh, Deputy Governor, Bank of Ghana is presiding over the meeting.
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Commercial Bank of Africa (CBA) receives AFRACA commitment award

The Commercial Bank of Africa (CBA) represented by Isaac Awuondo, Group Managing Director, yesterday in Nairobi received Afraca Financial Inclusion Commitment award from the Afraca Chairman, Mr. Millison Narh, First Deputy Governor, Bank of Ghana (BoG). The Chairman was accompanied to the CBA Corporate Headquarters by Prof. Kinandu Muragu, Executive Director, Kenya School of Monetary Studies (KSMS)/AFRACA Eastern Africa Sub Regional Chairman and the Afraca Secretary General, Saleh U. Gashua along with officials from BoG, KSMS, CBA and the Afraca Secretariat.
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